5 Identity Theft Scams Every Canadian Should Know About
Identity theft rarely begins with a dramatic cyberattack.
More often, it starts during ordinary daily activities.
Checking a text message. Answering a phone call. Accepting a friend request. Selling something online.
It seems harmless enough.
Yet, many of today’s most common identity theft scams are designed to blend into our daily routines. Criminals have become very good at making scams look legitimate. Their goal is simple: gain trust long enough to collect personal or financial information.
The good news is that understanding how these scams work is one of the best ways to protect yourself.
Here are five of the most common identity theft scams affecting Canadians today.
1. The “Urgent Delivery” Text
You receive a text message saying there’s a problem delivering your package. You’re asked to click a link to confirm shipping details or pay a small fee.
The message looks legitimate, so you respond quickly.
Unfortunately, the link may lead to a fake website designed to steal passwords, credit card information, or banking details.
Protect yourself:
Never click links in unsolicited text messages. Instead, go directly to the company’s official website or app to verify delivery information.
2. AI Voice Fraud
This scam is one of the most disturbing because it feels incredibly real.
A parent or grandparent receives a frantic phone call that sounds exactly like a loved one asking for money immediately because of an emergency.
The voice may have been created using artificial intelligence from short audio clips found online.
These scams rely on panic, urgency, and emotion.
Protect yourself:
Create a family “safe word” that only close family members know. If you receive an urgent request, ask for the safe word before taking action.
3. Cloned Social Media Profiles
A familiar face sends you a friend request. The profile looks authentic, so you accept.
Soon after, they begin asking questions, sending links, or encouraging you to continue the conversation elsewhere.
The problem? The account is fake.
Criminals often duplicate legitimate profiles to build trust and gather personal information.
Protect yourself:
Double-check connection requests, especially if you believe you are already connected to that person. When in doubt, verify directly with them.
4. Workplace Email Scams
An employee receives an urgent request appearing to come from management asking for payroll records, banking details, or a wire transfer.
Because the request feels legitimate and time-sensitive, the employee responds quickly.
Only later does the organization discover the request was fraudulent.
These scams can affect not only businesses, but employees personally if sensitive information is exposed.
Protect yourself:
Always verify requests for sensitive information through a separate trusted channel before responding.
5. Online Marketplace Fraud
You list an item online for sale. A buyer immediately offers payment and sends a link to complete the transaction.
The process appears professional, but the link is actually designed to collect banking or personal information.
Protect yourself:
Use trusted platforms and avoid sharing unnecessary personal information. Be cautious of buyers who pressure you to act quickly or move conversations off the platform.
The Common Thread: Trust
The common thread in all of these identity theft scams is not technology. It’s trust.
Scammers succeed because they create urgency, familiarity, and emotional pressure that cause people to react before thinking.
The good news is that slowing down, verifying information, and staying cautious can dramatically reduce your risk.
When something feels urgent, unexpected, or too good to be true, take a moment to pause and verify before responding.
That small pause can prevent enormous damage.
Coming Next
This is Part 2 of our 4-part series on Privacy and Identity Theft.
In our next blog, we’ll explore why cybersecurity tools alone are not enough and discuss five simple habits that can help protect both businesses and families from identity theft.
Missed Part 1? – Read: Protect Yourself fro Identity Theft – It Starts with You!
About the Author
Marlene Lane is the Principal Consultant at LANEiQ Consulting, based in Sherwood Park, Alberta. LANEiQ Consulting helps small and mid-sized businesses and non-profit organizations build privacy practices and people systems that protect trust from the inside out. Because when people and privacy are aligned, organizations function better; and the people within them feel it.
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